By Lans Bovenberg, Asghar Zaidi, A. Van Soest, Arthur H O Van Soest
Delivering an overview of the long run examine demanding situations for economists and social scientists referring to inhabitants getting old, pensions, well-being and social care in Europe, this e-book examines how medical examine grants state of the art facts on source of revenue security and wellbeing and fitness of the aged, and labour markets and older staff.
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Extra resources for Ageing, Health and Pensions in Europe: An Economic and Social Policy Perspective
Diamond (2003) ‘Annuities and Individual Welfare’, MIT working paper 03-15. Deaton, A. (2005) ‘Franco Modigliani and the Life Cycle Theory of Consumption’, Princeton University mimeo. Dushi, I. and A. Webb (2004) ‘Annuitization: Keeping Your Options Open’, CRR working paper 2004-04. , W. Gale and C. Uccello (1999) ‘The Adequacy of Household Saving’, Brookings Papers on Economic Activity 2, 65-187. Gomes, F. and A. Michaelides (2003) ‘Aggregate Implications of Social Security Reform’, prepared for the Fifth Annual Joint Conference of the Retirement Research Consortium ‘Securing Retirement Income for Tomorrow’s Retirees’ May 2003, Washington, DC.
Thus, rather than let workers choose whether or not to opt in, employers enrol workers and let them choose whether or not to opt out of a pension plan. This simple but ingenious method proved to be very effective in increasing pension participation. For example, according to Madrian and Shea (2001), after a company implemented a change in its 401(k) plan and automatically enrolled its new hires in the plan, pension participation went from 37% to 86%. , 2004, 2006). Even legislators took notice of this remarkable success, and the 2006 Pension Protection Act made it much easier for firms to automatically enrol their workers in pension plans.
Diamond (2008) ‘Reforming Pensions’, Center for Retirement Research, Boston College working paper 2008-26. Bernheim, D. (1995) ‘Do Households Appreciate Their Financial Vulnerabilities? An Analysis of Actions, Perceptions and Public Policy’, Tax Policy and Economic Growth, Washington, DC: American Council for Capital Formation, 1-30. Bernheim, D. S. Mitchell and S. Schieber (eds), Living with Defined Contribution Pensions (Philadelphia: University of Pennsylvania Press), 38-68. Bernheim, D. and J.
Ageing, Health and Pensions in Europe: An Economic and Social Policy Perspective by Lans Bovenberg, Asghar Zaidi, A. Van Soest, Arthur H O Van Soest